Professional liability insurance protects social workers if sued for malpractice. Social workers need protection from legal action due to negligent acts, errors, and omissions on the job and frivolous lawsuits that can be brought even years later.
Without coverage, you could spend precious time and resources defending yourself, regardless of whether there is any merit to the claim. Professional liability insurance provides you with experienced legal defense and coverage for settlements or damages.
The professional liability insurance program provided through NASW Assurance services covers you for specific risks, including supplemental liability for clients tripping and falling in your private office during a private session, legal counsel for a licensing board complaint or administrative hearing, and more.
2. What benefits do I have with the professional liability insurance program currently provided through NASW Assurance Services?
As a wholly-owned subsidiary of NASW, our mission is to improve the lives of social workers. NASW Assurance Services manages all aspects of the professional liability program, from making sure that benefits stay current and comprehensive, to meeting the needs of the social work profession, to keeping program costs low.
You can have peace of mind knowing that your coverage is provided through an organization that you trust and that cares about you.
3. Does NASW Assurance Services offer any discounts on the professional liability insurance?NASW Assurance Services offers a discount to our policyholders through our provider, CPH. The discounts are Online Enrollment and Risk Management discounts. It is a combined 15% discount to members who enroll in professional liability insurance through NASW Assurance Services. Also, if you’ve received your license within the last 12 months, you will receive a 50% discount off the base rate. Social workers who have received their license within the past 24 months receive a discount 25% off the base rate.
To find out more, please contact us at 855-385-2160 to speak with a member care unit representative or contact us by submitting a question using our online form. We’ll respond to you by email from [email protected] .
4. If I receive liability insurance through my employer/agency/school, do I still need individual coverage?
The professional liability insurance program offers exceptional benefits at low costs, including:
5. Why should I choose coverage offered by NASW Assurance Services for my professional liability insurance?
NASW Assurance Services offers a discount to our policyholders through our provider, CPH. The discounts are Online Enrollment and Risk Management discounts. It is a combined 15% discount to members who enroll in professional liability insurance through NASW Assurance Services. Also, if you’ve received your license within the last 12 months, you will receive a 50% discount off the base rate. Social workers who have received their license within the past 24 months receive a discount 25% off the base rate.
To find out more, please contact us at 855-385-2160 to speak with a member care unit representative or contact us by submitting a question using our online form. We’ll respond to you by email from [email protected] .
6. Why did NASW and NASW Assurance Services choose to launch a professional liability insurance program?
NASW Assurance Services launched the professional liability insurance program in 2007 to provide reliable, affordable malpractice insurance for social workers. We strive to maintain liability insurance products that give social workers peace of mind while they practice, with the continued advocacy and oversight of NASW and NASW Assurance Services.
7. How much does professional liability insurance cost?Multiple variables impact insurance cost, including the amount of liability coverage you choose, your employment type, and whether you work full-time or part-time. NASW Assurance Services works hard to ensure social workers have comprehensive liability insurance at competitive rates.
To obtain a rate quote online, visit naswassurance.org/preenrollment
8. How does NASW Assurance Services’ management and advocacy benefit policyholders in the liability insurance program?
NASW Assurance Services’ staff manages the program to ensure that members receive excellent, caring customer service.
Importantly, we will advocate on your behalf if you’re unfairly denied coverage or renewal. The management and advocacy efforts of NASW Assurance Services can make a real difference.
NASW Assurance Services also develops and provides in-person and online risk management workshops, tools, and resources to help our policyholders reduce their risk from lawsuits.
9. What kind of customer service will I receive as a policyholder?NASW Assurance Services ensures excellent customer service for policyholders:
Policyholders will have access to a risk management helpline for ethical questions that have not yet led to claim. For covered claims, policyholders are assigned an attorney and receive unlimited defense coverage included with the policy.
11. I would like to enroll in the professional liability insurance program provided through NASW Assurance Services. What should I do?
Visit naswassurance.org/preenrollment to enroll or get a quote. For general questions on how to enroll, you may also call 855-385-2160 to speak with a member care unit representative.
12. Can I renew my policy online?Yes. Please visit naswassurance.org/preenrollment to renew your policy.
13. I still have questions – whom should I contact?If you have any question or to find out more about our services, programs and insurance products, please contact us at 855-385-2160 to speak with a member care unit representative or contact us by submitting a question using our online form. We’ll respond to you by email from [email protected] .